Horwath HTL summary
Subsidised financing for Bumiputera-owned tourism SMEs, with hotels and tourist accommodation given priority.
Eligibility
Malaysian-owned SMEs with at least 60% Bumiputera equity that have operated for at least two years. Hotels and tourist accommodation are prioritised.
The administering body decides eligibility and support. Check the official programme against your organisation and project before making commitments.
Project timing in the recorded terms
The public record does not state whether the project may have started. Check the official programme.
Support
Financing of RM50,000 to RM5 million, covering up to 90% of project cost, at 4% to 5.5% a year; up to ten years for fixed assets and five for working capital.
- Maximum cap recorded
- RM5,000,000
- Application timing
- Rolling application; date recorded 31 December 2026
Why a hotel might use it
financing, property upgrades, working capital.
Critical conditions
- Requires at least 60% Bumiputera equity, which excludes most foreign-owned and many chain hotels.
- The application window runs from 1 January 2024 to 31 December 2026.
- Existing businesses must have operated for at least two years.
Verification
- Last verified
- 11 September 2026
- Official page updated
- 1 September 2026